Subaru Finance Center in Greensburg

Finance Through our Dealership for Convenience, Affordability, and Peace of Mind at Sendell Subaru

You might be a driver from Mount Pleasant with a specific new Subaru car in mind, or you are a customer from right here in Greensburg who is still unsure of what used car fits them. No matter what the case may be, payment is likely on your mind as a new or used car can be one of the biggest and most important purchases you make in life, apart from your next home or appliance. While some have the ability to pay for their next car outright, even an affordable pre-owned model can still be expensive on a variety of budgets. Both financing and leasing might seem to be daunting tasks for many, but fortunately for you, help is here at Sendell Subaru in Greensburg, PA, through our financing center. Our Subaru dealership and finance center are conveniently located less than 40 minutes outside of Connellsville on US-30 in Greensburg.

Financing vs Leasing: Advantages and Disadvantages

Auto Loan

  • Advantage: Credit
  • If you are someone with less than ideal credit, or no credit at all, then an auto loan is a great way to build equity and enhance your credit score, so long as payments are met in a timely fashion.

  • Advantage: Ownership
  • If you found one particular new Subaru or used car that you cannot live without, then an auto loan allows you to pay off the vehicle as you go, with no mileage restrictions. Once the vehicle is paid off, it is yours to do with as you see fit.

  • Disadvantage: Short-Term Costs
  • While many auto loans have different durations, if you want to pay off the vehicle as quickly as possible, you may be required to submit a larger down payment. However, when combined with a good trade-in appraisal, this can make your long-term loan payments a lot shorter.

Lease Agreement

  • Advantage: Affordability
  • Lease agreements are more short-term and work similar to rental agreements, which means that your monthly and down payments will only cover a fraction of the vehicle's overall worth. Thus, your payments over the short-term will likely be lower.

  • Advantage: Variety
  • People often choose leasing as it allows them to drive the newest Subaru they want, without many of the long-term obligations from an auto loan. Once your lease is complete, as long as the vehicle is returned to us in its original leased condition, you may choose another new car for a new agreement or you could choose to buy the vehicle outright.

  • Disadvantage: Restrictions
  • While those with shorter commutes find leasing advantageous, others might not feel the same way. When you sign a lease agreement, you agree to drive the car for a pre-set number of months at a pre-set number of miles. If you exceed mileage, you may be liable for extra financial penalties, with most types of vehicle customizations restricted during a lease agreement.

Get Started here Online!

Did you know that you can get the ball rolling on your next financing or leasing arrangement from your hoe in Latrobe, PA? Online ordering has rapidly changed the way we shop for goods and services, with digital retailing as a strong tool for the present and the future of automotive sales. Here at Sendell Subaru, our website offers you a variety of tools to help you get started with the financing or leasing process.

Value Your Trade

Using our True Cash Offer™ tool, you will receive a fair and generous appraisal for your old car based on its current condition and market value. Once you receive a certificate for your trade, our on-site service center technicians in Greensburg, PA can confirm the total value of the car.

Structure Your Deal

While you peruse our new and used inventories in Greensburg, you might notice this handy tool next to your vehicle of choice. When you structure your deal through our dealership, you can set the parameters of your own financing or leasing arrangement, by calculating your desired monthly payments, factoring in your trade, and applying for credit as needed. Through this structuring, you will save time as all forms can be submitted and approved from your home in Ligonier.

Financing Application

The final stages of auto financing and leasing revolve around your credit and financial status, which is where the financial pre-approval and credit application forms come in. Through pre-approval, you can gain a general understanding of your financial needs and whether or not a Subaru lease agreement or auto loan might be right for you. If you plan on paying through an auto loan, the credit application takes a more in-depth look at your finances including your banking history, credit score, and any outstanding debts you might have to your name. As a credit application can impact your credit score, it is essential that you know your financial needs and credit status before you apply.

Come See us in Greensburg Today!

Financing or leasing can seem like complicated processes, but here at Sendell Subaru, we are here to offer simple solutions for Pennsylvania drivers like you. Contact our sales team to schedule test drive of a new Subaru or used car in Greensburg, PA today, and be sure to use our handy directions for the quickest route to us. We look forward to meeting you!

Sendell Subaru

5085 State Route 30
Directions Greensburg, PA 15601

  • Call or Text Sales: 724-837-1600
  • Service: 724-837-1600
  • Parts: 724-837-1602

Hours

  • Monday 09:00am - 09:00pm
  • Tuesday 09:00am - 09:00pm
  • Wednesday 09:00am - 05:00pm
  • Thursday 09:00am - 09:00pm
  • Friday 09:00am - 05:00pm
  • Saturday 09:00am - 05:00pm
  • Sunday Closed
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